Financing & Incentives:

Commercial Vehicle Lending through Nissan Motor Acceptance Corp. (NMAC) can play an important role in building your businesses brand.  NMAC is available to help support you.

TRAC LEASING: How customers visualize the feel of your company is supported by the vehicles in your fleet. As the captive lender for Nissan products, NMAC Commercial Vehicle Lending can assist you in building a sustainable and thriving business image.

NMAC offers competitive purchase loans and lease residuals based on per-vehicle usage. Before you decide on a finance plan, be sure to consider the following scenarios:

• Annual mileage
• Lease or loan term
• Application of the vehicle
• Vehicle specifications

What is TRAC Leasing?  TRAC Leasing is the preferred automotive financing solution for business owners. Here are some items to be aware of:

A Terminal Rental Adjustment Clause ("TRAC") Lease is used for vehicles used more than 50% of the time in the trade or business of the Lessee

A TRAC Lease is a unique version of the FMV lease. The risk and reward of ownership is transferred to the Lessee through the TRAC provision

A TRAC Lease has a preset residual value, virtually eliminating the Lessee's exposure to a Fair Market Value settlement at lease maturity

Advantages of obtaining a TRAC Lease:

Seasonal terms and taxes which affect payment rates are available

Taxes, up-fits, and the cost of accessory installation can be included in the capitalized cost of the lease

Services and options that other finance products simply cannot offer to the customer

Why Should You Consider a NMAC TRAC Lease?

All Nissan vehicles qualify

NMAC's lease terms are an advantage for credit-qualified customers

Favorable accounting treatments provide cash-flow benefits

Customer and Dealer set the residual value with NMAC's approval

A one-stop shopping experience when ordering and arranging financing for vehicles

Tax Advantages:

TRAC Leases are typically considered off-balance sheet financing. This style of lease is generally treated as a 100% tax-deductible operating expense, not a capital expense. Please consult with your tax advisor for details.

Customized Lines of Credit:

Working capital is the cornerstone of any successful business. NMAC's line of credit program is an essential tool for principals and partners who know the value of accessible capital. After initial review and approval of your finance application, your business will be able to lease or purchase vehicles when you need them. We are here to help you grow your business!